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Work-related accidents concerning for small companies


Many New York entrepreneurs are focused on making profits and keeping their business afloat. However, these may not be their biggest concerns. According to a recent survey that sampled 502 businesses with fewer than 100 employees, 35 percent of business owners are most worried about workplace safety. Cyber security and liability risks also top the list of concerns.

With slips and falls accounting for about 40 percent of work-related accidents - and 15 percent of those resulting in fatalities - small companies are working to protect employees. Shockingly, nearly 80 percent of employers are unprepared to address these types of accidents. It is in an employer's best interest to learn how to handle them, though. Not only do these accidents cause serious injuries, but they result in higher insurance costs and decreased morale as well.

Small business owners should focus on accidents such as fires and acts of violence. Fewer than 30 percent of companies are knowledgeable about how to handle these types of incidents.

Workplace safety is important for every company. Even when regulations are in place and proper safety protocol is followed, accidents can still happen. If one does happen, it's important for injured employees to take the appropriate steps.

Even minor injuries should be looked at by a doctor. This is because a more serious condition could develop without timely medical treatment. In addition, the accident and injury should be reported to the employer. The final step is to file a workers' compensation claim. This gives the injured worker compensation for his or her injuries. This can help pay for medical bills and lost wages.

Source: Property Casualty 360, "Workplace Safety Risks Primary Concern for Small Business," March 24, 2014

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